"One common problem is the classic conman, but in digital form. You may meet someone on a dating site or be contacted via social media. And then one day the issue of money comes up. And that’s when you need to be careful. Never send money to someone you have not met and don't know well. And even if you are contacted on social media by a friend, that person’s account may have been hacked. So if a friend says they need money, you should still be suspicious.

The thing about having your own digital identity is that it is often the key to being exposed to fraud. So if you’ve learnt nothing else, remember that to reduce the risk you must never give your eID to anyone who asks for it. Only if you have initiated the contact yourself, for example with your bank, should you identify yourself. If you’re unsure, hang up and tell the bank you will call them back”

Lotta Mauritzson, crime prevention coordinator, National Fraud Centre, Noa